Terms of Use

Welcome to changeofthinking.com! By accessing and using our website, you are agreeing to comply with and be bound by the following terms and conditions of use. Please review these terms carefully. If you do not agree to these terms, you should not use this website. This document outlines the framework for engaging with our valuable resources related to Wealth Management, Expense Control, Safe Growth, and Financial Education.

Acceptance of Terms

Your access to and use of this website, changeofthinking.com, is subject exclusively to these Terms of Use. You will not use the website for any purpose that is unlawful or prohibited by these Terms and Conditions. By using the website, you are fully accepting the terms, conditions, and disclaimers contained in this notice. If you do not accept these Terms of Use, you must immediately stop using the website.

Permitted Use of Our Site

This website is provided for your personal, non-commercial use. You may view, download, and print pages for your personal reference, subject to the restrictions set out below and elsewhere in these Terms of Use.

  • You must not republish material from this website (including republication on another website).
  • You must not sell, rent, or sub-license material from the website.
  • You must not reproduce, duplicate, copy, or otherwise exploit material on our website for a commercial purpose.
  • You must not edit or otherwise modify any material on the website.

Our goal is to foster a community dedicated to Financial Education and Safe Growth, and responsible use ensures an optimal experience for everyone.

Account Responsibilities

If any portion of our website requires you to create an account, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password. We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in their sole discretion.

Intellectual Property Rights

All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of changeofthinking.com or its content suppliers and protected by international copyright laws. The compilation of all content on this site is the exclusive property of changeofthinking.com, with copyright authorship for this collection by changeofthinking.com, and protected by international copyright laws.

Disclaimer of Warranties

The information and content on changeofthinking.com are provided "as is" and without warranties of any kind, either express or implied. To the fullest extent permissible pursuant to applicable law, changeofthinking.com disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose, and non-infringement. We do not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components. We do not warrant or make any representations regarding the use or the results of the use of the materials on this site in terms of their correctness, accuracy, reliability, or otherwise. Information provided is for Financial Education purposes and should not be considered as financial advice.

Limitation of Liability

Under no circumstances, including, but not limited to, negligence, shall changeofthinking.com be liable for any special or consequential damages that result from the use of, or the inability to use, the materials on this site, even if changeofthinking.com or an authorized representative has been advised of the possibility of such damages. In no event shall changeofthinking.com's total liability to you for all damages, losses, and causes of action (whether in contract, tort, including but not limited to negligence, or otherwise) exceed the amount paid by you, if any, for accessing this site.

External Links

Our website may contain links to third-party web sites or services that are not owned or controlled by changeofthinking.com. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party web sites or services. You further acknowledge and agree that changeofthinking.com shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services. We encourage you to be aware when you leave our site and to read the terms and conditions and privacy policy of any other website that you visit.

Modifications to Terms

We reserve the right to revise these Terms of Use at any time by updating this posting. You should visit this page periodically to review the then-current Terms of Use because they are binding on you. Your continued use of the website following the posting of changes to these terms will mean you accept those changes. These updates are vital for maintaining the integrity and relevance of our platform for Wealth Management and Expense Control.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the jurisdiction where changeofthinking.com is based, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of such courts for any legal action or proceeding relating to your use of changeofthinking.com.

Indemnification

You agree to indemnify and hold changeofthinking.com, its affiliates, officers, directors, employees, agents, and licensors harmless from and against any claims, actions, demands, liabilities, and settlements, including without limitation, reasonable legal and accounting fees, resulting from, or alleged to result from, your violation of these Terms of Use. Your commitment to responsible and ethical use strengthens our mission of promoting Safe Growth for all users.

Contact

For any questions regarding these Terms of Use, please do not hesitate to reach out to us through our Contact Page.